"We don't want to be your next credit card processor — we want to be your last."
Pacer's compliant dual-pricing program eliminates your processing fees entirely. Veteran-owned in Westfield, Indiana — proudly serving small businesses across Indianapolis, Carmel, Fishers, Noblesville, and all of Hamilton County.
See how much you could keep each year
Enterprise-grade payment technology built specifically for the way Indiana small businesses actually operate.
Our compliant dual-pricing program lets you offset credit and debit card fees entirely. You pay one low monthly rate for unlimited processing — that's it.
See how it worksFrom the handheld Clover Go to the powerful Station Duo — the smartest, fastest point-of-sale systems tailored precisely to your industry workflow.
Explore the hardwareReliable, flexible Dejavoo terminals with robust cloud management to streamline day-to-day operations and support long-term growth.
Explore Dejavoo lineupPatented Point-to-Point Encryption and tokenization protect every transaction. Manage everything from the unified CardPointe dashboard.
View gateway featuresReal results from real merchants who switched to Pacer.
"We were paying over $1,200 a month in processing fees. Pacer cut that to practically zero. The switch took less than a week and they handled everything."
"Jason actually answered his phone on a Saturday when our terminal went down. That alone sold me. The savings are a bonus at this point."
"As a medical practice, we needed PCI compliance without the headache. Pacer set us up with CardConnect and the whole process was seamless."
Four models to match how your business operates. No hidden fees, no surprises.
Pass processing costs to card-paying customers. You keep 100% of your margins on every transaction.
Add a small surcharge to credit card transactions only. Debit stays fee-free. Fully compliant in all 50 states.
True wholesale pricing. You pay the actual interchange rate plus a small, fixed markup. Maximum transparency.
One simple rate on every transaction. No tiers, no categories. Easy to understand, easy to forecast.
We leverage artificial intelligence to give you a faster, more personalized experience from day one.
Get instant answers about pricing models, hardware options, and processing features. Our AI assistant is available 24/7 right here on the site.
Try it nowOur intelligent calculator instantly estimates your annual savings based on your volume and current rates, helping you make informed decisions faster.
Calculate savingsFrom your pre-application through go-live, our AI-assisted onboarding streamlines the process so you can start saving sooner with less paperwork.
Start your application